Hi Dan and Rudy,Any positive or negative experiences with Revedy?

The goal is not to cash flow, and it never was.a lot of new investors run the numbers on a house hack and get discouraged, because the rent they'd take in wouldn't totally offset the mortgage. but the goal was never to cash flow positive - that was just a feature of the market several years ago when interest rates were so low.

That’s only position I actually presented.  

Our goal is definitely to have a positively cash flowing property, but we know it takes time. 

The HELOC lender didn't care that they are in 3rd position?

Plan on 18-24 months before you realize positive cash flow. 

After swallowing some lumps thanks to one thread I posted back in April, I should (crossed fingers, no blown furnaces or sheard off roofs) be in a good position next year to reinvest.This is hopefully not a beat the dead horse, "where is the best cash flow in X" post, more of a strategy question for anyone who knows the market in CT.Here is what my limited knowledge/intuition tells me: Waterbury, Bridgeport, parts of Hartford cash flow best because of the inherent risk, lower fairfield county cash flows worst (today) because of NYC effect on price/rent, and there is an in-between SOMEWHERE.I think that somewhere is in the central part of the state between route 8 and 91 north of new haven, east of waterbury.

Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+, zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680, some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Both have difficulty cash flowing positive in this real estate environment.  

I personally would not settled for a DSCR loan in this market and put myself in a position where I am unable to refinance.