The area that needs the modification are the two rooms to the left in the sketch below.Do let me know how I can modify the bathroom configuration for the two rooms to make it a good rental.

Regardless, I am contacting both lenders today in order to try for loan modification arrangements.

Short Sales and Loan Modifications are working.

Many issues can be cleared up my making modifications or renewing the note and simply offer the borrower a better deal than they think they have.

We had no option other than BK, requests for loan modification, along with two applications (after one was supposedly lost) went ignored.

The lender will probably have some alternatives that they can pursue rather than allowing the loan to go into default because they can't make the payments (loan modification?

Not a big deal unless a permit is required, and he doesn't have someone willing to pull for him, in which case YOU can get a licensed person to look at the work, make any modifications deemed necessary, and have him pull the permits, not everyone will do that, but you can most always find a few people willing to. 

., few situations should necessitate my immediate presence as a landlord.

@Curt SmithIt is true, willy-nilly modifications practices are certainly not a good idea.  

Fences can run over $10,000.If the tenants wanted to pay for the fence I would think the landlord would have to acaccommodate the request as disabled tenants are allowed their own expense to make modifications to the property.