Things to make sure aren't missing when you move out:damaged or missing screensdamaged or missing mini-blinds and those wands that open and close themmissing lightbulbs (and one time, a missing light fixture)missing toilet paper holdersmissing sink stoppersbroken/missing towel racksmissing or dead batteries in CO and smoke detectors/missing smoke detectorsmissing ice cube traysmissing stove top burner rack(s)If a tenant installed a wall mounted flat screen, the wall repair will be charged to them.

FHA/VA loans made I think in the 1980's are assumable by anyone without permission from the lender although fat chance of finding that.

Construction money is very tough to find right now, but I think it is doable with a nice, fat piece of collateral to immunize the lender's tertiary risk.

Replacing a burner element on the electric range is a repair.Capital improvements have a useful life of greater than one year and add value or extend a property's useful life.

This will probably be a profitable trend that continues and expands in other directions for increasingly revenue-strapped government entities.After all, LLs are 'big fat rich' targets who cannot easily walk away, and who generate zero sympathy from the voting class.

Fat or slim?

Whereas typically subordinate Helocs (or even 2nd lien helocs sitting in 1st position) are some of the first credit “fat” to be cut.

If you're still worried get a parent co-signer, or fat damage deposit.

Or, when the fat pig sings & flies.

The answer is a big fat NO.