Though the city needs a lot of work in terms of crime and school, there aren't too many small/mid size cities with the arts, food, nightlife, access to suburbs, lakes, wine region, etc. that Rochester has while having extremely low taxes. 

They usually require that you pay for all plans and permit fees and have foundation in before you receive your first draw so the fact that these items seem to be in place already might make it easier for you. 

Usually $2,800-$3,300, then you add the prepaid items such as insurance, taxes, etc..I can give you the names of two lenders that can do the loan.

Most people want a move in ready place and are afraid of the cost of fixing an item.  

We did have some unexpected items.  

The calculator is showing that after all of those items factored in I should still have a cashflow of $250+.  

Having even the impression that they had a bidder, who you turned off to look at your item is a quick way to get a bad rep and kicked out of future ones.

Of course, being near Nashville is great for people who love a city with a unique identity, innovation and entrepreneurship, culture, music, food, art, nature, etc, etc.It's more challenging to find good deals in the city now, as it has been a really hot market, but there are still deals to be found a little farther out.Congrats on taking bold steps to improve your life!

The most beneficial item here is that the interest rate (8% or so) was still was accruing on my original balance (while I'm borrowing my own money).  

If you ever wish to renegotiate these specific items, me and my investment team will be willing to hear your terms.