So, if your HELOC is like those that I have, you have a "draw period" during which the monthly payment is interest only (IO) with the interest rate fluctuating based on some market index; at the end of the "draw period" the HELOC will no longer be IO - it will change to being fully amortized based on the outstanding balance left at the end of the draw period.

My credit score fluctuates around 725.Calling around I have found half a dozen banks in my area and North Eastern Wisconsin who will lend on commercial loans with no money down by the buyer.

Rental income is your hedge against market fluctuations - as long as your property has positive cash flow, it doesn't matter nearly as much what the property is worth.

Jd Martin yes in Saskatchewan, so crazy temperature fluctuations throughout the year.

Ft Hood is a very large Army post that has the capability to operate with a large fluctuation of soldiers.  

Also prices can fluctuate depending on how long someone occupies the home (Single nights, weekends, certain time frames), and depending on if some type of event is happening around the area.General Questions:What first steps did you take to make sure you spoke to the right lender to help process any kind of loan?

This means I’d be exposed to the price fluctuations of these commodities and tenants with no incentive to conserve.

what is the reason for the fluctuation in the rental are the units all rented according to income, is the property section 8, you mentioned that 1 property is sectioned 8 wondering if you have the correct updated rent rolls?

But of course, that leaves you vulnerable to market fluctuations.

This, along with the fact that long projects with fluctuating cash flows may have multiple distinct IRR values, has prompted the use of another metric called modified internal rate of return (MIRR).