And answering your phone calls while watching the games does not turn your living room into a home office.

I would still work with a title company on this and let your lender know (if you have one) of the name change and what you are doing so they do not think you are selling the property.Another option would be to create a living trust for estate purposes and transfer it into the estate.

We are currently trying to buy a property in North Dakota which will be an investment property for us, but my mother-in-law will be living there.

Offer to be his/her assistant for free, do all the stuff he/she hates doing, and learn the business from them.

.* FHA loans require both parties to owner occupy for 1 year* A 203k loan is not a first time buyer program, you can own a home and still use the program as long as you live there* The loan must be made to a person, not an entity. 

What is their incentive to pay the rent at a location they are not living in?

Because I live in a neighborhood that has no crime but it shows up as very high crime because we had two neighbors who would call the cops over each others dogs barking so it lit it up to show it as negative…

I recently read people making up to 117k a year can qualify for public assistance in SF.  

I live about 2 hours away.

With that said can anyone suggest reputable lenders that are able to assist me with a debt consolidation loan of ~25K?