The economy has been doing much better lately and it's becoming a hot spot for artificial intelligence.

My background is medicine so I have no experience in real estate but am learning. 

I'm desperately trying to buy a house in an artificially inflated market, and my pre-qualification is lower than anything listed.

However, I think this particular rule creates an artificial market when all people including investors are not included.

Especially with newer built properties, the HOA may not be budgeting well for the long term, so the HOA fee can be artificially low but in a few years when upkeep and repairs on the buildings are necessary, the HOA fee can jump substantially.

the property is a townhouse condo in Medicine Hat Alberta.  

But understand that your ROI is now going to be artificially inflated as the true cost of the sunk fund expenses will not hit NOI. 

I don't care of you have a "card" that says you can "smoke" that nonsense legally for medicinal purposes, you're not doing it or any other kind of smoking at my property. 

I think it all depends on your local market conditions.The biggest part to consider is whether you're artificially limiting yourself to the point that you're damaging your income and growth.I just checked MLS in Plymouth County, MA - not too far from you.  

At the same time, I feel bad for elderly people that have to pay increased rates for gas and milk and medicine.