We also borrowed 20k private money to give us breathing room.

This ask to me would be the same as a tenant saying they were interested in becoming a fire-breather at a circus and were planning on setting up a fire breathing testing site in the grass backyard.

Taxes are low in queens so it provides a bit more breathing room.On the flip side ive notice a lot of rehab projects going on in Nassau and suffolk just from driving around.

They could have foreclosed and probably waited 2-3 years and resold at a giant profit as things open up....but then they get regulators breathing down their necks, piss off all the borrowers, and then have to get in the business of running hotels...that when they would have foreclosed were money losers.   

What you do is you add up all your expenses for the month (you can do this by checking your bank account online obviously) and I mean ALL EXPENSES; including going out to eat or to the movies, then you add 10% to it just give you a little breathing room so you're not so constricted on your spending.

Which would you rather breath in, coal smoke or NG? 

But if you eat sleep and breath this stuff you will probably be fine.

We both work from home and have a dog and a cat, so having a bit of breathing room is a priority but I wouldn't tank a deal over it.All in all, I love your feedback and you helped me consider this from different angles.

It’s a breath of fresh air knowing that if I don’t get it I can just move along without the stress of a timeline.

That said... not holding my breath for sure.