Remington is a more established neighborhood.

Explaining this is huge in establishing credibility and trust. 

They use a financial advisor to over see the sale of a triplexes in Brooklyn and a multi in Honduras.

Be upfront about what you're trying to accomplish and make sure they know you're trying to establish a long-term lending relationship with a bank that can help you meet your goals over the long term.Good luck.

I am thinking you should speak with your tax advisor. 

So far we have not had a tenant, that is established - more than a couple months in the unit, not be able to meet their rent commitment using this criteria.We have some tenants in our C area that would not have qualified if we used 3X. 

The rate, fees, and term has also been established.

The surrounding area has established a nice infrastructure and a solid buzz.

@Jason Stephens  I think it's a question best for your financial advisor, but personally I would consider downsizing, not upsizing on your home. 

For this reason, we establish set guidelines up front and then follow them. if we are within the guidelines, we do not seek additional approval for accepting tenants, drafting leases, repairs under the scope amount, etc.