As for my MTR listing, I have 100% occupancy on it but I have a very easy target MTR market of visiting scholars. 

Out-of-state investing makes the most sense for me—it’s impossible to cash flow anywhere near me, and moving wouldn’t make sense because I wouldn’t be able to earn the same wages or find the same kind of jobs.Before this purchase, I already owned two properties: a long-term rental outside Houston, Texas, and a short-term rental in the Sierras in California.

With the fires in CA, you can expect materials and contractors to become even more expensive. 

We are in California, so the Zion affiliate bank company here turned out to be California Bank and Trust. 

We bought a place in Truckee, CA (Tahoe area) across the street from Donner Lake, a few minutes off I-80. 

If I invested in FL, CA, AZ, NV, I'd probably have a different opinion, but warmer climate still doesn't mitigate the liability and maninenace objections.

@Candice Coates I actually co-host since I still live in CA for now

I'm Mike from Oceanside, Ca, and have been passionate about real estate investing for 10+ years. 

Post back if you find another lender who serves you well, and I will add them to my list and pay it forward.Ridge Lending All in One, first position HELOCAmericafirst 80% LTV on noo 65% LTV UtahArvest Bank AR, OK, AL, MO Bank of the west BB&T will loan on a rental portfolioBBVA Compass Boeing employee credit union California: Cal Coast Credit Union and Fremont Bank.

India, Malaysia, Vietnam, CA/SA4.