@Rai Lai She's really resistant to loan or credit.

The prevalence of termites in Tampa is one of the reasons block construction is so much preferred here (along with storm resistance and reduced utility costs).  

If she resists, evict.  

Laminates look fantastic, are easy to clean, affordable, and water resistant.

These piles are driven into the soil until it meets the required depth and torque resistance, which indicates that the helix has reached a layer of soil that provides adequate bearing capacity.

With it being only 2 years old(just replaced my roof this month with Class 4 Impact resistant shingles), do you think I can lower those "%'s" or should I keep them at 5%?

Tile is among the least inhospitable surfaces to multiple drug-resistant organisms/superbugs, and if you work in a hospital or a nursing home, you've seen people die of superbug secondary infections, and you don't want to bring them home to your kids.Medical professionals also tend to put a lot of faith in chlorine bleach.

Make sure the product is "sag" and "mold" resistant. 

Resistance builds up over time, it gets hotter and hotter and if the connection is loose enough some sparking will occur across it which was your lights flickering. 

If you try to make the tenant put it in their name, they will resist because no other landlord makes them put it in their name.....also....if the tenant does put it in their name.....and subsequently does NOT pay the water bill.....guess who the City of Cleveland will go after for the money?