I'm quickly learning that getting a mortgage isn't a simple task.

Eric, I hope that wasn't too simple of an answer. 

Picked up some Palantir on the dip below 20, better late than never?

I am glad they realize that I should not be responsible for the cost of a toilet that failed due to a guest accidentally dropping a vape in the toilet and picked up the replacement cost.  

That being said, there is a shortage of rentals in the area so a simple post to Facebook Marketplace or join the Facebook group https://www.facebook.com/groups/ElkhornandWalworthCountyOnli... 

I’m planning to relist the house around April when the market typically picks up.

Refinances are still active, slim pickings but some players are out there who are direct lenders, flip loans are also available (75-100K) min property other than conventional and gov backed loans.  

North side Chicago I have never even had to give a tenant a late fee and none of the tenants I have placed for clients have ever given them issues either, properly picked people pay like clockwork on autopay.

No point in paying someone to do a simple task (yet) so no it's not taken time from me - well maybe 5 minutes. repairs will come and we will fix, but that's why we do our due diligence before we buy so we aren't walking into major repairs 

I would encourage you to read this beginners guide from BiggerPockets, it's a good bit of information so pick and choose what you want to read or read it all.