Also, it lends itself to unconscious bias because we are more likely to view negatively people who are different than us.

lolI do not think people on here are being negative just giving decades of experience.

What Are there creative strategies investors are using to offset those negative cash flows? 

That HE loan would make you cash flow negative on the first property, especially considering you are not even factoring in any repairs, maintenance, vacancy or management.

Second, you don't want to operate at a net loss, it's money out of your pocket every month and essentially negates your equity gains over time.

Cash Flow: The numbers currently show a negative annual cash flow -$21,242.

Will getting this second home loan right now, affect me negatively when I go apply for the construction loan in the next 1-6 months?

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

Seems like a lot of the negative comments and reviews are related to bookings, advertising, extra fees, etc.

Once they cut the govt spending that is going to equate to negative job growth most likely for periods of time.