Ceiling white.SW: Realist Beige wallsSW: Spalding Grey accent wallSW: Cotton white trimOnly 4 houses but all 4 have been this color scheme.

If you are not that much different than the bank product down the street and have more lax guidelines, you'll be in tall cotton.

I wont show my example, but I can say that they have to be very carefully crafted, very short, absolutely great headline in the letter, minimal salesmanship, and basically provide some important information for owners,, 25% cotton envelope and letter, hand written address,

A fellow investor named Vern Darlington, who will probably comment here eventually, hosts a great (free) meetup at the Cotton Patch in temple.

OU game at the Cotton Bowl. 

Tearing out lawns, golf courses, cotton or hay fields... it's all cheaper. 

There are many other quadplexes there in that Cotton Row subdivision.

@Michael Hacker I dont know exact numbers but that is probably generally true, depending on cropping (e.g. cotton take a LOT of water), lot size of the subdivision, and whether or not the subdivision has lots of turf (large grassy yards) or is landscaped with arid-adapted vegetation. 

They are a 70/30 Cotton/Poly blend in a percale weave.

I have 2 sets of summer, cotton sheets and 2 sets of flannel for the cold months.