Clay is not porous so liquids will bead up an not adhere to them. 

I hear agents are using adobe acrobat and a program called pdf annotator to have them sign the paperwork

Thats why i chose to do slightly different and look for more creative side.Now you have give me an note and i will start to looking on deals.And look if i can present them to the experience investors.

Emotional control and sticking to only the facts is key.No legal advice.If it's not to far away you might get something out of spending a day there before your case and seeing how other cases went and what to do an not to do.

I do know that in most loans, your payments in the beginning  of the loan usually most of the payment goes to the Interest, an not the principal.  

Your fee does not get recorded on a Hud-1 (At least I've never seen it that way) If it did, (which I don't see as neccessary) then I personally think they should annotate it as a marketing fee and that it would be their responsiblity, not the seller's responsiblity.

I will of course do my own homework but I'm open to leads and see what had worked for others.As for Wealthfront and Betterment, I an not a huge fan of paper assets, so I prefer that they never exceed 15% of my overall investments.

A landlord may not evict a servicemember or his or her dependents from certain residences occupied primarily as a residence during a period of military service except by court order.The fact that a servicemember applies for, or receives a stay, postponement, or suspension of his or her obligations or liabilities pursuant to the SCRA may not in itself provide the basis for the following:A determination by a lender or other person that the servicemember is unable to pay the obligation or liability in accordance with its terms; A creditor’s denial or revocation of credit, change in terms of an existing credit arrangement, or refusal to grant credit to the servicemember in substantially the amount or on substantially the terms requested; An adverse report relating to the creditworthiness of the servicemember by or to a consumer reporting agency; A refusal by an insurer to insure the servicemember; An annotation in a servicemember’s record by a creditor or a person engaged in the practice of assembling or evaluating consumer credit information identifying the servicemember as a member of the National Guard or a reserve component; or a change in the terms offered or conditions required for the issuance of insurance.Whenever a court grants a stay, postponement, or suspension to a servicemember on an obligation, it may similarly grant a person primarily or secondarily liable such a stay, postponement, or suspension.ConclusionThose engaged in purchase money lending as chattel for manufactured homes, and those engaged in lease with option to purchase are equally bound to comply with these regulations, but not in the same format required for government backed mortgages.All purchase money agreements should contain, or by separate notice of equal importance at the time of closing for which the borrower(s) affirm in writing receipt of a copy of, their rights under SCRA in a format acceptable to the CFPB and other regulators.

I want to know the Tn law on how long..if they got it, they can just sit on it an not cash it..Ill  use that option if needed .Thanks

Very excited to gain a lot of information from the experienced (an not so experience) group that I have seen on these forums.