I don't find much 4-plex in my market so the idea of just building one and renting it came to mind.

.• Creative Financing: Keep an open mind to creative financing strategies; sometimes thinking outside the traditional box can reveal opportunities others might overlook.On a related note, I help investors streamline their operations by generating quality leads and assisting with VA hiring, which might be useful as you build your team and network in the area.Looking forward to seeing your progress and sharing insights along the way.

Yes the rate is great but if real estate does not appreciate or goes down in the next three years would that change your mind?

Definitely be mind of the due on sale clause with taking out a HELOC and quit claiming into an LLC.

Please keep in mind, since this is a vacation home, it will not be covered under the protections of an LLC (at least not initially) so we need to make sure we have liabilities covered. 

I'm a note buyer and would love to connect with like-minded people.  

VA loans are the only loans that allow this, and there is no rate penalty for it no longer being your primary home.With that in mind, you could do a cash out refinance today at a higher rate than current market rates which will create profit on the loan, we can take that profit to pay for your closing costs.

It could give you peace of mind as you focus on your family and move to your new home, without the additional stress of managing a second property from afar.Best of luck with your decision! 

I am a German citizen and currently opening an LLC in St.Pete.Would love to connect further and pick your brain if you're open to it—mind if I reach out via DM?

Call me if you have any of these (etc) in mind?