Today is very different as it is all about the management (and not appreciation) compared to past where management could suck but you still had superior apprecation.This will not crash housing of course but all those "creative" deals where people are paying more than market value are going to realize they have no exit. 

So for her, the fees of 3% at closing and 1.5% per year is a steal vs paying $400,000.

The increase of the money supply in 2020 is quite simply the cause of the inflation we saw in 2021-2023.

You should learn how to analyze property to ensure it's going to pay for itself.A couple suggestions:1.

Quote from @Caleb Brown: Is the property worth the higher price to pay off the loans?

Maybe they would/could take it upon themselves to pay for the repairs to the roof to salvage your unit and prevent further damage then they would go after the HOA to recoup costs.

If you do not wish to pay the increased rent you may decide to seek other housing.

How would you pay for that?

Quote from @Aaron Letzeiser: Quote from @Mohit Gupta: @Steven Toth I was actually able to find multiple carriers who would insure for a slightly higher premium, which I am happy to pay.

I bought 1 House out right, I am refinancing for 100k. had 1 renter paying 1000. using the refinance to purchase the second property, and putting renter for 1400. it will also need 25k in repairs.