Almost everything was touched inside and outside of the house: plumbing, electrical, floors, cabinets, tubs, drywall... you name it.

To keep it as a SFR, we would save on a 2-story porch ($18k) as well as another kitchen ($12k) and a few other needs for multi unit.We could keep it as a 2 unit, but then we have to create a new wall to separate the units again, adjust the main staircase, do the 2 story porch along with a 2nd flr HVAC, dual water heaters & electrical, kitchen and maybe move and/or add a wall.

We wont use it often or much - do we need to put this on a separate electric? 

When the dewinterizing company went to turn on the water, almost all the plumbing fixtures leaked and they couldn’t leave the water on for our inspection without fixing some things / installing new shut off valves.If your sow is $120,000, aren’t you assuming you’re redoing plumbing and electric from scratch?

The feedback i have gotten is that it is the locals that you need to watch out for -- not the business travelers or vacationers.I recommend you create a small kitchen space in your basement apartment with a bar sink, microwave, small refrigerator and Keurig. 

I say that because if the property is built with cinderblocks or brick, I would take it on because its still solid and know that the water damage will only be on the HVAC, appliances and electrics.

So I installed hydronic 14inch kickspace heaters (with an electric blower) under one of the kitchen cabinets.

But hired professionals for things like plumbing ($6100), AC/Heating ($15,000), electrical ($2000) and landscaping ($5000) All profit each month is directly applied to the principle.

If you just assume that with freeze damage there is also water damage and possibly mold and electrical you’ll have your bases covered.

Then we had to replace areas of framing on interior and rebuild the window framing plus repair the aged window, but you might need to consider new window as well based on how many on that wall. then drywall and any other infrastructure that needs to be done on that wall: electric plumbing, etc. that affected wall had plumbing so new code dictated double wall with insulation on outer most wall which added additional cost. termite damage went as high as the roof truss and I needed to replace a beam, but luckily above the bottom beam was the only affected area.