You have to follow your own rules.4) This is secondary to the heating issue and is a personal clothing preference by the tenant.  

Would the clothing store be required to provide free clothing?  

I was feeling guilty for not being able to give my girls new clothes for school etc. and before you know it I was using it for gas and food and now here I am.

Wipe out the ash with a damp sponge.

My 5 siblings and I were raised by a single mom also and I saw mine do whatever she had to to keep us fed and clothed with a roof over our heads. 

Is it possible to get homeowners' insurance on a house with cloth wiring?

The plaintiff was a little old lady with a lawyer who dressed liked he bought his clothes at the church rummage sale. 

It is applied onto damp concrete or block. 

They may surprise you and tell you that they realize the dog tore up the carpet and it has to be replaced.If they don't admit any fault by their dog, you can ask them what they think is fair and send them the pictures of the torn carpet and then maybe you can find a middle ground with them.I just went through a similar situation with my tenants when they moved out (huge red wine stain and water damage from a utility sink that overflowed because they left some clothes in there to soak).  

On the electrical, is there any cloth wiring, or crazy looking circuit breakers or even fuses... some panels are fire hazards and insurance will make you replace them.