Second, I'd like to manage each property to make some cash flow to cover my 2 biggest expenses which is housing (covered by house hacking) and transportation.

We're focused on solving CA's housing crisis by making it easier, faster, and less expensive to build high-quality housing units.

The business policy is significantly more expensive.

I love that MTR turnover is not as frequent as short term rentals and there is usually higher opportunity to cash flow each month, although there are added expenses such as utilities, lawn or hoa fees etc., to account for.

They are either already under regulation and scrutiny, are they will be too expensive for you to make a good profit in. 

In all reality it won't make you any money but it provides an amenity to your renters and will cover the expenses for the utilities it uses.

As long as the expenses in the 401k are not abnormally high, investment returns should be similar if you're comparing like investments.  

.- **Cons**: You'll have to deal with multiple loan applications, closing costs, and monthly payments, which can be more complicated and expensive.### Option 2: Portfolio Loan- **Pros**: A portfolio loan allows you to use multiple properties as collateral for a single loan.

The day land is more expensive in De Moines Iowa than oceanfront well know people are no longer lying when answering surveys.

Do I have to complete the separation of units by January 1st to write off half of my closing costs/other expenses?