I firmly believe that the fundamental driver behind the "great recession" was over leveraged balance sheets in the household sector.

Try to purchase SFR in A neighborhoods where the ratio between median home price / median household income is 3 or below. 

We can't really make any determinations without more info.Birmingham has the lowest total amount paid in rent, but that could be because it's smaller; it has a higher ratio of owners to renters; it has bigger families (and thus fewer households paying rent); on average rental units are smaller in Birmingham than elsewhere; on average rental units are nicer elsewhere; and probably a dozen other things besides lower rents on equivalent units.

I have a comprehensive lease that I use.

I can assure you with the highest degree of confidence that it won't be comprehensive and it is most likely not compliant.

For those of you who have traveled this path before, can you recommend what MHP resources/materials/study courses that you feel are exceptional and comprehensive in scope and that would provide me with all the knowledge that I need to make an educated decision on buying a MHP?

However, I personally think that household debt has become a scourge to our economy and poses a real threat to the American dream.

Most will cost money but be quite comprehensive in their instruction.

During that private sector debt build up the household sector within the private sector did not desire a high savings rate and consumed and grew the economy as well as require less of a federal government deficit.

Entrust and Pensco are both good, have comprehensive services, nice web sites, etc.