Perhaps he will eventually become a useful member of society and need to improve his credit score.Do NOT do cash for keys.

If I'm an American with the capital it makes sense to go with the full franchise.

Aside from that, what you need to be doing is researching legitimate lenders through sites such as American Association of Private Party Lenders, Scotsguide, and a variety of other established sites.

It conjures up images of the American Depression where many people rented rooms in their homes in order to keep them.

"Lowlands Investors", "The North American REIA".

@Dan Mackin I am taking a course through Tai Lopez's "Knowledge Society", which is being taught by Cole Hatter.  

Foreign investors will park large amounts of capital into American real estate, because it is far more secure for their cash than other alternatives.

Their product is overpriced, and usually re-purchased from distressed owners who originally bought the same property through their previous iteration "AREI" (American Real Estate Investments).  

That is of course assuming that you are like most Americans and taking out a loan to fund their higher education.As to your question though, I feel like there is more information that you would need to share. 

It is inequitable that society accepts the U.S. government's use of incentives to recruit and advertise, YET not an individual's  right to evaluate those incentive and use them to guide their decision.