Or do you plan on giving them the $1,500?  

@Jake Baker Man, what a tough situation.It’s a real reminder that even with solid plans, even with checking out our numbers a thousand times sometimes completely unexpected disasters can hit hard and mess everything up.

I’ve heard some investors negotiate with their providers for extended coverage or switch to a landlord or vacant property insurance plan until the spec sells. 

You have to ask yourself what the end goal and how many of these do you plan on doing to reach that goal.

We are planning to rent one of the apartments as MTR.

.), spending time with my family, and always continuing to better myself whether that be reading books, being outdoors and exercising, networking, and/or sharpening my skills for my trade.I started my real estate journey in 2021 after a software business I was a partner in had a bad partnership breakup that saw me lose everything (financially). 

However, keep in mind that tying your primary home to an investment carries inherent risks, especially if the flip doesn't go as planned.

I was planning on building the home in the traditional stick built style in my budget but am wondering if doing prefab may save some money/have other benefits.

You'll spend more chasing them than you'll collect.

Spend more than half of your total working hours in an RE business in which you materially participate.2.