Partner effectively, focus on securing your first deal, and build savings and credit.

Speak to a local lender to see if you can get a line of credit or a loan against it.

I would just make sure to reach out to some local lenders shortly after so all the hard pulls get grouped together and don't impact your credit score as much. 

Verifying last 2 years of rental history very important!

That's the best I could do with my credit rating/income to debt ratio.

I'm curious about anyone having challenges with getting loans or additional credit without a "home". 

Verifying last 2 years of rental history very important!

Would like to find someone that has a positive history rather than going to a rando.

Verifying last 2 years of rental history very important!

Some people dont even intend to get that many however if you are trying to maximize 10 from each partner/person then you'd try to qualify and hold title separate for your own 10 prperties (10 + 10 = 20 total properties).You can also look at credit aspects as well but typically lenders will use the lowest of the 2 middle scores (3 scores per person but will use the middle score).So the most important aspects are the income to qualify for the loans in the case of full documentation loans.