Nonetheless I made it my New Years resolution to force myself out of my shell and make this finally happen.Originally I'm from Windsor Ontario (Canada) and had quite a bit of RE investing experience there from rentals to property management to rehabbing and even spec home building.

Either way, find out, get somebody experienced like myself on a three way call with you and the wholesaler, we can either prove the red flag or find a resolution that is safe for both sides.

Did she get a good resolution for this issue?

Not sure what it offers in MFH but you can check with my PM who is Clay at Resolute PM in Ocala.

the 1st option was for 3 months. the 2nd option was for another 3 months. then the resolution was a 40 year loan modification. during each option period we did not know what the next step would be.while we got the house fixed, we purchased a home with a great interest rate. my credit score has been steady at 775 all through the years.this kicked started our rental business. the cash flow for the house with the 40 year loan was $1000 a month. we went on to buy two more houses in 2019 with great interest rates.so no it has not effected our credit.

This will likely get very messy, very fast, and have no quick resolution on the back end. 

@Jeremy HolcombIf the prior owners died, as somebody said, you could research if a probate was done, if none is found. you could also open a probate yourself which is something I am doing right now for aProperty I bought in a tax sale.It might not be worth it if the lot’s value is only 10k but will give you a quicker resolution

Which companies do you recommend? Plans and policies? HV/AC coverage?

I don't mean to advocate for less savory methods in dealing with non-paying, jerk tenants, but we don't live in normal times and unfortunately some of these situations call for creative, albeit abnormal solutions.I wish you both, Matt & Rachel, all the best and hope your non-paying tenant issues come to a quick, peaceful resolution.

I specialize in accident/injury & chronic pain resolution.