Brian Gibbons so true that talking with sellers is so crucial.

Dakoda Spencer one of the great features of BP is the positive attitude that is reinforced by BP community members on a daily basis.

@Presh DineshkumarMost of the Plus and Pro membership "perks" are very U.S.A. focussed - even the on-line calculators - and have less practical value to Canadians ... even those unfortunate enough to be stuck in the GTA ;-)Some Plus/Pro features .. such as the search members by zip or postal code now work (sort of) for Canadians (polite nagging can pay off ).If you are a flipper, or offer a real estate related service (architect, trade, etc), then the ability to post advertisements to the Real Estate Marketplace is a benefit.I upgraded to a Pro membership early on to support the site and its growth as I found it to be a credible venue for exchanging knowledge and making contacts with respect to real estate. 

However, the points that have been made about the cheap money being out there and its effects on the market are crucial.  

A positive mental attitude is absolutely crucial.

I know our firm starts to modify standard emails and calendaring features we send to clients right around the 2nd week of October every year to address this very issue.  

This feature does allow you personally to borrow up to 50% of the plan value or $50K (whichever is less) from the plan for up to 5 years.  

After that there is usually a featured speaker on an important topic.

Yes, I had never used Folio, but I considered it a feature of my investment in Prosper notes.  

Yes, one of the features we offer is online rent payments.