we own a brake and alignment shop.  

I'd rather give up leverage on this first deal to prove to banks that our incentives are aligned and our money is where our mouths are.

This split has not been declared, what are the consequences and how to align with "the law" ?

Given your role wearing multiple hats, you should consider structuring the deal so there is a strong alignment of interest.

Your day to day actions need to align to the goal.

Figure out what you value in life and do stuff every day that align with those items (for extended periods of time). 

Does the story align with the administrative screening elements?

Now they show 670 on their score.I know they use different scoring methods and according to my research IdentityGuard is more closely aligned with FICO than TrueCredit.Your thoughts??

Ill Suggest First define the type of niche you want to specialize and check if it really align with you personal goals.

Plus as you mentioned, the learning curve lessons will be invaluable too.I just think Boise is a good place to invest for someone like me and the stars seemed to align...so I did jump in!