I would suggest to communicate the situation with empathy.

. $3kyr to get near half a million in coverage seems a rather fair number to me.   

Ensure all your screening practices comply with Fair Housing Laws and other legal guidelines to avoid potential legal issues.Improving your tenant verification process can help you find more reliable tenants and protect your investment.

The rental thing is fairly new to me, and I haven't understood the bookkeeping aspect of individuals who own multiple properties.

On another note, you have some fairly restrictive laws regarding private lending, consumer protection (seller financing to an owner occupant) and loan servicing in CA state so make sure you are allowed to do this on your own and understand the licensure requirements to lend, broker loans, and service them as well.

After $200,000 in legal fees I finally got the US Gov't to pay me a fair price, but it was devastating.

Although I think my winning bid was a fair price and would not want to go higher, I would hate it if someone came in with $100 more and won the house.Thank you for answering!

With 30+ days notice, she is being fair and reasonable as well. 

Does anyone have recommendations for an STR on-call service (not full property management), which will handle basic guest communication during their stay and handle organizing repairs (i.e. calling a plumber, HVAC, etc. ... not actually doing repairs themselves)?

Find the house, flip it, sell it, pay my own personal expenses.What would be a fair payout to a financing partner like this?