Hey Brian,Maybe Cured-In-Place Pipe (CIPP) would help your situation.

If you are just curing the default with a trustee you can clear things up until the day of the sale.

The notice was purposefully mailed to the wrong address 3 times and then to his real address to shorten the window to cure the default OR was backdated to try to meet the 21-day requirement.

My first approach was to refi them, but if that didn't work I then moved on to other alternatives to cure the situation.Brokers who sell in the secodary market may never know if a loan they originated goes into default, it depends on the servicing agent and the nature of how the mortgage was originated, with or without recourse.

THOSE people will almost KNOW what you have locally,,,but will want to sell you a BIG ticket item to cure it.

So, to that regard, you would not be in a position to foreclose since you didn't actually make demand properly and allow suitable time to cure.

Find a breach of the lease (change locks, storing stuff in garage when not permitted, painting the walls purple. . .) and slap em with a 5 day notice to cure or quit.Then start the eviction proceeding.

If they balk, there may be a title issue, which may be why they'll finance, let you sink a bunch of money into it, then figure you'll pay to cure whatever the problem may be.

If you have a title insurance policy on the property, read it closely.On most title policies, something like that may be considered a covered risk.On one of my policies, the exact text that may cover this risk reads:The violation or enforcement of any law, ordinance, permit, or governmental regulation, including the relating to building and zoning, restricting , regulation, prohibiting, or relating to:1. the occupancy, use, or emjoyment of the land2. the character, dimensions, or location of any improvement erected on the land ( This is the one you would be going for)3. the subdivision of land4. environmental protection.I am very familiar of a similar case, where a claim was filed with the title insurer, and they paid the claim to get it cured, less a deductible of 1% of the insured value.In this case, the building inspector first came out and issued a violation, and that violation was presented along with the title insurance claim.

Have the homeowner file and intent to cure the property and get the amount needed to bring current.