I work in DC with a very large nonprofit handling HUD federal grants and have two sub-grantees on the island which gives me a good perspective on the bureaucracy holding up so much of the funding meant for disaster relief and infrastructure.

Yep...weeds in pavers is down-to-earth and a welcome relief!

Hearing the prices of packages lower than that was a relief to the client, even if that was the price range you were expecting to get in the first place.

Your wife may need to request late election relief if she wants the S-corp status for the 2017 tax year.Let me know if you have any other questions.

. - It's a relief to hear someone else talk about not liking mortgages.

Because plaintiffs became obligated to pay the fee after they were already tenants, they may not turn to section 15B(1)(b) for relief."

a few federal laws to research on Chat GPT: (there are also state and local)Truth in Lending Act (TILA):Fair Housing Act (FHA):Equal Credit Opportunity Act (ECOA):Fair Debt Collections Practices Act (FDCPA):Real Estate Settlement Procedures Act (RESPA):Homeowners Protection Act (HPA); Mortgage Assistance Relief Services (MARS) Rule; California Residential Mortgage Lending Act since you are in CA plus whatever state the property sits in; Ability-to-Repay/Qualified Mortgage (ATR/QM) Rule;TILA-RESPA Integrated Disclosure (TRID) RuleFed Flood Insurance RulesMortgage Servicing Rules there's about 300Home Ownership and Equity Protection Act (HOEPA) and all The HIGH COST loan rulesIRS and 1099's...Don't quote me.

I think at one time some housing authorities like Dallas were using some federal grant money from Covid relief to pay deposits. 

I have seen this done many times in a commercial setting post GFC.. were banks wanted notes off the books any means possible.the issue you will have is debt relief as it relates to the IRS>. when the bank takes a big haircut they send out a 1099C and the amount they took that was less than owed ( so they can write it off as loss's) has to be reported as ordinary income for you... so check through all the angles first.

I don't know if NJ law has the same provision but part of the Complaint's Prayer For Relief is:f.