Later that year they divorced and unbeknownst to him his now ex-wife forged his signature and quit claim the deed to herself while he was away helping his sick daughter in another state..

They will probably average your pay over the last two years to establish what you are qualified for.If you can't get a conventional loan you can try a hard money lender, some offer loans on rental properties at reasonable rates, then after the properties have established rental history you can then more easily refi with conventional.

Do we have to disclose past history of cracking?

My daughter is going away to college next fall.

I just bought a house at a sheriff's sale, but the owner has a history of foreclosures and coming up with the money during the redemption period.

I'm looking for a multifamily/mother-daughter/2 family house in either Nassau or Suffolk county NY

The biggest mistake I ever made was to get scared away by a flip gone wrong in 2008, and miss some of the best buying conditions in our nation’s history.

My daughter screens her tenants & has always had a great rapport with them.Here is a notice to vacate she just received from a young couple who bought their first home.

Sounds like a non starter.......there would be no payment history so it would sell at a Big discount and those note buyers are looking for Larger yields and Lower LTV’s than your standard refi.  

As Michael said, I would have a comprehensive screening report pulled on this applicant (i.e. credit, criminal, and evictions history).