Verifying last 2 years of rental history very important!

Can I put a flag on his credit report?

Thank you for the history, Don. 

I would connect with a few lenders on here, find one local mortgage broker, and then call around to several regional banks and credit unions.

It's a full service banking platform - just like you'd have at any other bank with interest bearing accounts, the ability to set up multiple accounts and sub-accounts, issue virtual credit cards and more.  

Prepare your finances, including a strong credit score and a down payment.

We've been working on debt, credit ratings, and redoubling our efforts to go from wholesaling to rentals.

If you have rental history on them, that will also help.

Verifying last 2 years of rental history very important!

You are right 5% is very low, that's why we use this strategy (minimal cash out of pocket with the best available rate), you are also right that we have to pay PMI, but the PMI is minimal on a conventional loan if you have great credit, it's only about 0.2% of the loan amount per year, so I pay $72 per month on this one.