You can buy down to that for a fee but it wasn't par.

He later said that he wants to sue me for 20 000 $ an amount that will include move out/in fees, lawyer fees, days off he took when contractors were doing their job and place was too hot.

Other than closing costs and loan fees, they are free to have. 

Where do I send my application fee?

Plus I won't be charged hidden fees for nonsense.  

The risk to the lender increases with a lower down payment, so they may charge higher interest or fees.3.

After fees and repayment of loans/repairs, you may walk away with an extra $10K max.

For example, in Tampa Bay, I know I can sell a property all day at 80% of ARV minus repairs, so my offer would be that result minus my fee.

If there's fewer transactions, there's less opportunity for wholesalers to skim off the top.Also, wholesalers typically work with investors and with rates higher, investors have less room to pay for wholesaler fees when their net yields are already significantly compressed due to having to pay more for debt.

Give them the option to move without charging any lease break fees, and disclose the plumbing limitations to the next tenant.