(Wish it was more lol) but I did all the work o needed to fix my credit and an boost my score up from bad to fair (almost to 700)and I'm still working on it!

Finding the deal is typically worth 20%, so that leaves 30% that perhaps they could split with the managing partner (who is taking care of permits, legal, insurance, all the admin).What other methods could you propose to stick these guys into a real estate deal without them having to spend 2 years getting educated or birddogging/wholesaling in a market where the traditional wholesaling tactics don't work (there are NO lists to mail in Ontario due to privacy laws).Lets say they need about 40k cash boost to put their DTI and down payment funds in check, but more would be better to reduce mortgage insurance costs.

It is impossible to instill your morality or standards on your tenants.Mike

Because it affects your near term cash flow (the first 10 years) it can boost your return by 4-7%.The residual value is so unimportant that you could appreciate 10% each year for 30 years... and it still pales in comparison to the income from the Turbines.

If there are any cards with less than ideal terms and conditions and that have a lower  availability then what is reasonably useful for your purposes, you may consider closing the accounts of those which are the youngest to at least boost your average age of credit by a little bit.

@Shaniqua Dupree - thanks for the moral support [as always]!!  

Moral of the story, don't skimp on safety.

Moral turpitude.

As in Jeremiah 13 "The fathers ate unripe grapes, and the children's teeth are set on edge," I'm not sure if morally it is right.

Thank you for your time and have a wonderful biggerpockets day.............To all,There is a lot of gray and I mean legally gray when it comes to RE investing.If you are in for the long term stick to what is legal or what is moral.