It also beats the heck out of doing cash out refis year after year, spending the money and being 70 years old with no income and a big fat mortgage.You want to beat someone up, Realtyman, beat up an industry that convinces people to "buy the biggest house they can afford because its your biggest investment".

The corporation goes belly up for any reason whatsoever, should the CEO have to sell his summer home and all his assets to pay the corporate debt?

Even if the bank goes belly up, you get your money and your interest.High risk is often equated with high return.

There may be a play buying at buying at $40k and selling O/F at 80k at 8% interest or something, but you'd need that kind of spread to make the math work for an money investor IMHO.

As a mentor, you shouldn't feel the need to (or even be expected to) handle everyone with kid gloves, but my offering is that tact goes a lot further in helping people than a big fat sarcasm stick.  

I also like @Kris Haskin's idea for helping to justify the raises, and help them understand your not a greedy wealthy fat cat landlord -- as many renter and probably younger people are likely to believe.To hijack a little bit @Patricia Hinojos :Can you talk to me a little bit more about this college rental cycle.  

You need fat margins to make money in real estate on a consistent basis.

MitchI only serve Fat Tire and Corona.

Exercise as well of course ;) After losing 100lbs of fat, I still wasn't happy and was seeking more.

Coming from a corporate background, I can guarantee this works -- every organization has a lot of overhead, and if you force the heads of the organization to trim the fat, it will happen without any loss of effectiveness.4.