@Richard LadenbergThat sounds to convoluted and, if unravelled, might appear to a lender as you are trying to hided something or game the system.We have a student rooming house where we rent furnished rooms to predominately international students.  

It's going to take time to unravel the ownership and responsibilty and get the property to a position where someone can buy it.

You can never tolerate any late payments otherwise the e whole thing will quickly come unravelled.

It took or more "top-down" approach focused on Paulson's flip-flopping with respect to whether or not government should bail out investment banks....letting Lehman Brothers unravel really hammered everything because Lehman was one of the bigger financiers of real estate (both resort and residential) as well as CMBS securities

The minute stuff starts to unravel distance becomes critical.

Then, when you come along and take over the problem, probably having no clue what you are doing, things unravel and you're the one on the hook.I put together a little bit of the Due on Sale clause problem at https://www.biggerpockets.com/forums/311/topics/1149243-due-...and it's useful to know if you're doing business in PA, GA, TN, OH, CA, AL oh heck, anywhere. 

But if in some instance the deals do get UN raveled and buyer cant pay off mortgage they will certainly be out any cash they put into it and any rehab or repairs.

Again, the borrower has to go get a loan later on, the deal is then exposed, people also die, become incapacitated, get divorced, take bankruptcy  or they may just talk to their attorney about something else, lots of ways for your deal to surface and unravel under the new laws.

Your funds are the first to be refunded above all else, litigation is never necessary a simple phone call and email liquidates and unravels your funds, anytime.  

The real prize was.....VOTES.No way your few donors contributing $5K each is going to unravel this behemoth.