Lease property to wife who would sublet.Viable for rental income?

[Richard Ladenberg]

Example: If I buy a 4bedroom property that has a market rent rate of $750 and have a rental lease agreement to my wife for $1,000 who then sublets each individual room for $250 each totaling $1,000, would the initial $1,000 lease count 75% of that as income (so $750) towards my income for DTI purposes on future properties? Or would they only count 75% of $750 because that is the market rent rate and mine is too high.

I make more money renting each room individually but I know lenders won't count that as income, so wondering if I can have the "master lease" that allows subletting would be a viable method, but use my wife or friend instead of property management, because I doubt any property management would work in that capacity of renting individual rooms, at least not for cheap.

Also for clarification, the wife or friend would literally manage it. They would receive the rent monies from tenants then passing it to me. The wife/friend fulfilling their subleases to receive individual rent money and then fulfilling master lease by giving me the money.