To make the most informed choice, get a Cost Seg feasibility analysis (free) which illustrates the expected tax deductions and then assess how those deductions impact your tax liability, based on your tax profile.

My wife and I have business income and our accountant can divide the income according to what would be the best for reducing tax liability.  

This is why so many people earn large sums of money quickly (lottery, sports, entertainment, etc.) and end up broke.Take Dave Ramsey's Financial Peace University.

And she’s the one that released the latest tax rates and year to year comparisons in September of 2024.

I assume there is zero or almost zero appreciation and that’s the reason you aren’t selling tax free?

Many hundreds of wasted hours, that if included, would wipe out a significant amount of earnings. 1.

It'll be important to know how much taxes you're gonna be paying when you sell it.

But ya have to make some educated prognostications in life.Add this to the information your processing - What your talking about doing is eliminating around $4000 or interest expense (which is deductible anyway so really could be a real impact of eliminating $2800 or so) of debt in exchange for paying over $10K in capital gains tax (don't forget possible state gains tax as well).  

Instead, it could impact your cost basis in the property, which would affect depreciation and future tax calculations.

Quote from @Joshua Alcantara: Quote from @Peter Walther: I've found many properties with title issues wind up with unpaid property taxes so checking on delinquent taxes, tax deed sales and lands available for taxes might help you identify some.Thanks, Peter, for the info!