However, they approach financial health from different angles.The 50% Rule is a quick estimate that suggests operating expenses (excluding mortgage principal and interest) will roughly equal 50% of the property's gross income.The DSCR is a more precise calculation (Net Operating Income / Total Debt Service) that determines if a property generates enough income to cover its debt obligations.Deal example:- Class C middle class neighborhood- 4bd / 2ba single family house- ARV: 190k- Purchase: 105k- Rehab: 35k- Market rent: $1,400-1,525- Section 8: $1,475- Property manager: 10%- Taxes: 125 month- Insurance $1250 yr- HOA: $55 month- purchased and rehabbed with all cash.

Investment Info:

Single-family residence buy & hold investment.

Lived in this home for many years before buying another and renting this one out.

What made you interested in investing in this t...

The policy was $2200/year ($1.1M Bldg coverage and $1M Business liability coverage in this apartment LLC) and I haven't had a single claim in my past 5 year history.

I've been investing in Albuquerque for 10 years, and I can give you more advice if you are more specific about your goals.JjensThanks Jen, I am interested in both single and multifamily.

Detached HousesWhen in doubt, consider the tried-and-true detached single-family house.

Ditto, I use PriceLabs for my STRs - here is a nice writeup ...Airbnb Smart Pricing Vs PriceLabs: An In-Depth Comparison For Hosts | Boost Your Short-Term Rentals

@Cameron Gomez are you looking to house hack a small multi family property or single family and rent each room?

I only have experience with regular single-family homes as STRs.

Technically a single family by zoning, though set-up to be a duplex, with 3 beds and 2 baths per unit.

But it is very much applicable to single family rental and residential units simply by getting bridge financing and a post transfer cash out refi.