Overall I would personally consider how I can still grow with the freedom that I have focusing on my real estate.

I get that you are from there so you are getting emotional and taking my comments personal, which were not my intentions. 

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

Ideally you would put only one persons name on the mortgage unless you absolutely had to have both to qualify.  

I would be happy to discuss structure and feasibility as well as insight into my personal finances/personal stake into a deal with serious lenders/prospects.Even if you are reading this post and are not a lender but have valuable insight or experience with flips in Charlotte's market, please don't hesitate reaching out.

You'll never get the confidence to invest from another person or guru.

Any insights, advice, or personal experiences would be greatly appreciated!

It's important to understand that a person can sue another person, but that doesn't constitute a judgment.

There is a big difference in how those are handled  HAHA I just saw a post and commented where the person wanted to ask if they should overpay for a home because they can get is seller financing.

@David To In Texas there is a way of using tenant personal property to pay past rent.