All my debts have been paid off, too. The

Those buildings tend to be very trendy, too - the new / hot buildings from 10 years ago are now dated and not getting top of the market rents or sale prices.

The Collateral paragraph says: All tangible and intangible personal property, including, but not limited to: (a) inventory, (b) equipment, (c) instruments, including promissory notes (d) chattel paper, including tangible chattel paper and electronic chattel paper, (e) documents, (f) letter of credit rights, (g) accounts, including health-care insurance receivables and credit card receivables, (h) deposit accounts, (i) commercial tort claims, (j) general intangibles, including payment intangibles and software and (k) as-extracted collateral as such terms may from time to time be defined in the Uniform Commercial Code.

I have been listening to bigger pockets for a few years and noticed many guest are sole proprietors or small groups.Please leave a note in the forum how you gained health insurance coverage this year. 

We don’t pocket the entire $500 by any means, we let our company pay for our health insurance, cars, gas, car insurance, lability insurance, meals, phones, internet, accounting, legal expenses, etc, etc.

Thanks to everyone reading this and commenting - it would be about $1k to travel out for the auction, so I want to avoid that if it is a waste of time and money (and health) flying out to the auction.  

Additionally, many owners find the annual re-inspections of S8 tenants’ apartments a useful reminder of the need to do what all landlords should be doing each year, walking through their rentals and ensuring that any obvious health and safety issues are addressed. 

They also further prevented short term rental owners from cutting their losses and expanded their definition of short term rentals to include anything under 6 months (previously is was 30 days).STRs were ordered shut down and are prohibited from renting to locals, staycations, essential employees, health care workers, and intra island renters.

Job loss, health problems, broken hvac on your rental... adequate cash can cure it all. 

This will change the value add game but its a bit too early to know the real affects as the lending environment is a moving target and we don't know how or when the health crisis will end for good.