Hi CJ,It all depends on what you have in outstanding loans on your 13 properties. 

Unlink credit cards,  HELOC interest is based on the average balance outstanding each day.

You don't want own something that has significant outstanding liens on it, because you will have to pay them to clear title. 

The attorney also failed to ask the outstanding balance on another property's water bill?

That said, no lender in the world would accept a deed in lieu with outstanding liens.

If it simply says they pay utilities, tell them they need to transfer it to their name and that they are responsible for paying you for the outstanding bills.My tenants pay water, but the water provider at one of the homes won't let them put it in their name. 

Can anyone recommend an outstanding property manager that serves the downtown Orlando area?

There is also another duplex in the same neighborhood which is an outstanding deal.

If they shut off what ever outstanding balance impacts their credit not you as a landlord. 

Also, fixed term life insurance to cover twice the outstanding loan balance in case something happens to you; your family can pay off the debts and have some funds for business purposes.Disclaimer: I am not a licensed financial or legal professional and this information is for entertainment purposes only.