I am a mortgage broker (not licensed in CT), but here in Hawaii we have a few national mortgage banks/financial institutions we work with which will provide financing on condos where the master policy is less than 100% replacement cost.

He may stop doing it as a courtesy, or you may need to explain that it's a requirement to keep working together and he needs your work so he stops taking other work, or he may say that he can't afford to pass up the other work and you can negotiate a better pay scale or a bonus for timely completion. 

The real question is I have someone selling me a property at 350K with a 20K builders participation credit and I will be able to use my real estate license for help with the down payment, is this a good deal ?

I will reach out further when we start to discuss land acquisition as we will need help with that since I am currently a licensed realtor but not actively selling.cheers 

I am a licensed REALTOR here in Indiana and am representing myself and my better half as buyers.

HML are exempt from the rules you state.. those rules are for NMLS registered and licensed lenders doing owner occ or Freddie fannie backed mortgages..

Interview qualified contractors that are licensed, accept various payment methods, provide a warranty for their work.

We convert garages or add ADU's on as many properties that make sense and at $70k for a 2 car garage (assume 20x20sqft) that's only $175 per sqft which no licensed contractor would do it for here in Cali.

Hi, I am buying a house in South Phili for a short or mid term rental.Anyone has an idea about how hard to take the license and general process and period of the licensing from the town?

We've been looking into acquiring suitable properties with our agent but the issue we're running into is the licensure specs (Maryland) contemplate owning/leasing the property before applying for a license (background - grandfather started the process 8yrs ago but deal fell through - given his professional status he was able to waive many of the licensing hurdles so not concerned about hiccups in the process).