Goal here is to use the VA's 0% down on a multiplex and rent out the unit I'm living in after 12m.
The mental gymnastics I'm going through is how exactly that would work without committing fraud.
Can I refinance m...

Based on your current assumptions, you would be paying $1,229 per month out of pocket, leading to negative cash flow.If you’re house hacking and living in the property, it might still make sense because you're paying for housing anyway.

On the MGA side their in-house product is assigned to a different writing company depending on the state and risk. 

Quote from @AJ Satcher: I am currently house hacking with an upper/lower setup - I occupy the upper.

I would put it in your listing details and also potentially house rules. 

End goal is get into the commercial housing and industrial.

That alone was the biggest improvement for my business practices and allowed me to take all of my bookkeeping in-house and eliminate the expense I was shelling out for a bookkeeper.

At another sale, a farm house was to be sold. 

We are buying two houses right next to each other.

I have concepts that I hope to expand on, strategies that stick out to me when reading and podcast so far are buy and hold properties, the BRRRR method, and house hacking.