You have to be able to talk with the sellers about who else you helped down the block.Also, wholesaling is 25x more time consuming than most other real estate endeavors, so it's more than a 9 to 5 if you get good at it.

Our financial support demonstrated our commitment to providing the necessary resources for successful real estate investments, enabling a smooth and profitable transaction in collaboration with our partner, Seth Choate.

Do you have some kind of supporting documentation?

If you can demonstrate that your year-to-date capital gains are in line with previous years and you have documentation to support this (such as brokerage statements and tax records), an underwriter might include it in the income average.It's crucial to work with a knowledgeable mortgage broker or loan officer who understands your unique financial situation and can navigate the complexities of underwriting capital gains income and 1031 exchanges.

On a personal note, I enjoy the conversations I have with noteholders who reply to my marketing, and I enjoy being part of the secondary market which supports seller financing. 

@V.G Jasonthanks for the input, but why not be supportive of Dennis? 

Lender said they also think that the appraiser was wrong but want me to find data or some lease comps to support the argument of appealing the appraisal.

The numbers and business plan more than adequately support the project numbers (can share privately). 

The sell that  non-profit agencies do is that there is on-going support for these recipients to improve their credit.

I would try tech support and they may recommend replacement.