Plus, it led to all sorts of discussions about interest rates, move-in ready homes, fixer uppers, and what type of work on one is worth the return.I've decided to wait to buy my own home so that I can potentially invest my savings and boost them first.

We now manage those for him as well and we were able to boost rents in the first four months on average of $150 per door.Solid success--for him and for us!

That's become a part of my moral compass when seeking discounted properties. 

@Ernest Ho it’s not a matter of equity, it’s a matter of law, therefore @Mike McCarthy is just stating his moral beliefs which arnt really relevant to your question.In Oregon you would have to give him access to the basement as a matter of law.

I would boost my credit score immediately through 2-10% utilization, ask a family member and/or business partner to add you to their oldest credit line, then pay down debt to $0 two months before applying for the fastest lowest possible residential lending FIXED RATE mortgage (because the Fed is raising interest rates along with potential inflation due to this 2018 trade war). 

I believe that if you take care of your patients with ethics and morals that the bottom line will take care of itself.

Because I think that is just not a moral business thing to do.

By what moral imperative are you constrained to have these worries about meeting and working with strangers and I do not?

Doing good business is not always about making money, sometimes it is a much larger effort that involves moral, ethical and a win - win approach.

Until they boost the enrollment this will continue to be a problem.