The details of the loan are as follows:$250,000 purchase price80% LTV (lessor of the purchase price or the appraisal)20 year term4.75% rate fixed for five years, adjusted at each 5 year anniversary to the current 5 year Libor Swap plus 300 basis points0.5% origination feeOperating checking account maintained with lenderDoes this sound like a decent loan? 

My goal is to retire from my job in 2 years at my five year real estate anniversary.

As you move up, step up your lifestyle to celebrate success but always stay one or two levels below what your wealth would allow.

My wife enjoys decorating the house for the seasons.She listens to me talk about commercial real estate investments and development and is interested but likes doing her own stuff.There are teams out there that both love real estate and other partners who find joy and currency in many other different things.I celebrate the differences as it is another unique angle in life to experience and enjoy.The big question is if your girlfriend is okay with having 3 tenants living next door to her?

Remember, many Seattleites blame (or in REI I guess celebrate) Amazon for much of the skyrocketing prices, along with traffic/congestion, etc, over the past 15 years or so.

They see his celebrity and perceived wealth and all they envision is all the money they will make.

I do ask if they are celebrating any special occasions and have they been to the area before rather than what bring them to the area.

I feel like a celebrity lol :).

Lots of lessons learned, I'll put my thoughts together and share later but right now I'm going to celebrate.

Celebrate the differences.