Pretty solid points here, I would also like to add refinancing with a non-traditional DSCR based loan can assist with getting access to cash quickly as there are many lenders that have a lower seasoning requirement. 

If you ask the manager to justify a fee and he starts hemming and hawing, move on or require them to remove the fee.

If you do take on new debt or collections during this time, the lender will see and it will require that it be accounted for in your DTI (unless this is a DSCR loan). 

Conventional financing would be difficult as they typically require 12 months seasoning to use the newly appraised value.

Donate the Property: Donating the property to a qualified charitable organization can provide you with a charitable deduction equal to the property’s fair market value and eliminate capital gains taxes.Implementing these strategies requires careful planning and consideration of your specific financial situation.

My own thinking is their US passport was suspended which is required to remain in Portugal if you are a holder of a temporary residence card and they had to leave??

because my post required a knowledgeable  person regarding the OK law. 

Suggestion: AVOID LIKE THE PLAGUE.I never received my order, no eta, and the only response I received was dated 10/21 saying they’d contact the manufacturer for a status.

Depending on their financing scheme , most of them needs debt restructurization after year 4 or 5 which means LP losing money.everyone buying with sub cap 4 , they have to exit , banks want the money , they want exit with cap 4.5 ; buyer like us is asking for 5 cap.The only way they can survive is by the fed cutting rate next year or there is massive debt refinancing deals given by the banks What is funny is like at the end it would work just like you described a year ago James , there would be TARP 2.0we know there would be huge losses for LP this year but the actual owners of those asset are actually the lender.Now the lender is getting screwed, if big bank collapsed due to CRE, the Fed has to create tarp 2.0 ; just yesterday there are news that the Fed is asking for the bank to increase their capital requirements LOL so the Fed would give cash infusion to the banks…and restart QE lolSame cycle like 2008Now were getting into a different post and stepping from Econ 402 into Econ 708. 

Seller financing can be with pretty low money out of pocket sometimes, but usually still require some cash.