Bad title can happen even with a warranty deed in the chain if it's fraudulent, forged or even just improperly prepared.I handled many title insurance claims in Baltimore (County and city) so I know how bad the problem can be so I'm surprised you take an interest in property without title insurance. 

What tactics do you use to combat this?

Very hard to combat that.

Construction has risen to combat that but it still exists. 

Having someone working with you in town would be very valuable to combat this effect.That said, I would want a better return in that part of town.Good luck! 

If, however, you choose to calculate it to reflect IO payments that's fine too.I believe with deals, you can do pretty much anything you choose (as long as it's legal, honest and not fraudulent) you just have to disclose how you are calculating it.

With the level of fraudulent applicants and the increasing regulation on rentals it would be best to use a professional manager to at the very least lease your property.

The primary goal of the CTA is to combat under-the-radar financial crimes like money laundering.

Unfortunately, they will keep rates high to combat the rising prices forcing people to re-allocate their budgets for all goods.

We have an accountant who has been doing our personal taxes for years, but last year we bought a vacation rental and he told us we owed $4,000 this year before we even gave him any of our Financials so I feel that he has either quit caring or is somehow fraudulently filing to get more from us.