I have decreased my monthly after doing it for more than a year because of the hospitals have lowered incentives for pay and so I needed to adapt to what folks could afford. - Cleaning fees should be heavily reduced. 

I do have a mortgage broker that will do 20 and 25k loans for me.What you will find in markets that have these properties is that the real estate professionals who live there must simply adapt to the market if they want to survive.

I think because its been so scary for me at times when I was certain the end was near, thankfully I have adapted over time from like you said trial and error. 

It was difficult for many during the change, but I think people either sold or adapted. 

You will find more things to adapt to once you are building You have to be ready mentally for these events.

You have to be able to adapt to situations and circumstances that WILL happen during your journey.  

Market Volatility: Out-of-state markets may be subject to different economic cycles and market trends than your local area, making it important to understand and adapt to these fluctuations.Increased Risk: Investing out of state carries additional risks, such as unforeseen market changes, regional economic downturns, and natural disasters, which can be more challenging to manage from a distance.Legal and Regulatory Differences: Real estate laws and regulations vary from state to state.

Rather than demanding guaranteed certainty, have faith in your ability to adapt.

Adaptation and investment in public transportation can have a significant impact on real estate dynamics.

It may not be ideal as a short term rental but any long term tenants would quickly adapt.